Insurance/Fees

Insurance and FeesMy services are $175 per initial consultation and $150 per follow up session (unless we have made another arrangement).  A sliding fee scale may be extended to you if you are uninsured and can show financial hardship.  Typical session length is 50-55 minutes.  Fees are due at the time of service.  For your convenience, I accept cash, credit cards and Health Savings Accounts/Flexible Spending Accounts. Your HSA or FSA account can be used to help you meet co-pay and deductible amounts.

I am an in-network PPO provider for many private insurance carriers including Blue Cross/Blue Shield of Illinois, Aetna, Cigna Health Care, Optum/United Healthcare, and Multiplan.  I can bill BC/BS PPO plans regardless of what state your plan is in.  I bill these companies directly, and this contracted amount may be different than my standard rate.  I do not accept or bill HMO or EAP plans. I do not contract with Magellan plans.  I also do not accept Medicaid or Medicare plans.

I may also add or change the plans that I am contracted with from time-to-time, so I encourage you to ask about your specific plan.  I do maintain a network of colleagues who I feel confident referring to, so if I am not accepting new clients, I would be happy to try to connect you with another provider who accepts your plan, or help you access and navigate provider finder services.

Please also note: If you provide less than 24 hours notice of cancellation for a scheduled session, you will be charged for that session.  Insurance companies will not typically reimburse for this cost, which means you will be responsible for the full fee, and not just a co-pay amount.  You are likewise responsible for any denied insurance claims and for informing me of changes to your insurance.

If you have a form of insurance that I am contracted with, I will verify the specifics of your eligibility and benefits myself prior to our first appointment, saving you the trouble of making the call.  This verification will provide me with information such as deductible amount, session limits, and whether or not therapy is a covered service.  You may choose to call yourself also, if you would feel more comfortable learning about your benefits before we get started.  Deductibles, co-pays and co-insurance amounts are due at the time of session.

Ultimately, your health care costs are your responsibility.  Be an informed consumer.  And please remember:  If there is any other way I can assist you in navigating this process, please don’t hesitate to ask.  I will attempt to help in any way I can.